Archive for the ‘Loan’ category

Being flexible and elastic

November 5th, 2009

Being flexible and elastic PhotoI hung up the call. Thanks God! Finally I could get another project on production some fiber lampshades for an oversea customer. I feel both glad as well as worried, how come?

After months I have exposed my products through online contacts and emails, lots of budgets have also been used up. I realize that initiating a small business, especially exporting things overseas is not somewhat easy and cheap. It has taken my patient to reply any contacts interested in my designs and to send some samples with my own money. Sometimes they say that the quality is not as good or my price is too high. Well, it is really hard to start this business. As a matter of fact, calculation on the use of introduction and sample delivery is apparently well managed; however, there is always something that takes extra money, and it is out of the budget calculation. Sometimes I run out of cash so I prefer to deal with a good loan service. I have no problem with this loan matter as long as they could provide me some emergency cash loans. I need to be more flexible and somewhat elastic. With they support, I don’t have to be worried about financial matter. And they indeed are very helpful.

Once they suggest me to get to be member of the service and I will be registered as a Loan Relief Act member. This membership is purposed to assist small business owner like me with some initial fund that is apparently enough to make my own company. That is great, as a matter of fact; however, I am still a kind of new person in this world of business. I am still too worried if inconvenient things happen to me and I could not face them well. So, I tell them that I still need time to think about it. Well, do you think I should take this chance?

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Get Help from Debt Management

September 9th, 2009

Get Help from Debt Management PhotoMaybe this is only my feeling, but I learnt that the condition of working atmosphere in this company is getting slower and lower. I have no idea what is happening. My Boss himself does not seem to be so energetic recently that some questions are coming out of my mind. This does not also seem to be good; Boss is not supposed to be like this unless he is in trouble. I need to talk to him soon to find out.
This all has relation with our budgeting on exposing our products. Exceeding fund for marketing departments is deliberately impacting the company budget. This project of products expose this season is actually excellent; however, due to global economic crisis consumers also have to think twice to buy something. The result of a very low purchasing capability of consumers meanwhile around 45% of our company finance have already been implanted on this project since 3 months ago. With very low financial condition, being worsened by quite activities on production, our company has a tendency of going bankrupt, just in three months.
The worst thing to fear is that our debts to some suppliers and affiliated companies are due within short time. We are unsure whether we could pay the debts; in addition, when government and Banks notice this condition in our company, the access to our bank account and government would be closed. That is much more terrible even than having no money.
My Boss knows how to survive within this debt circle condition; he asks for help from debt management programs in which we use their service to take care for our debt problems. They are professional at this field hence this is not another mistake if we consult them for help to recover our financial condition. They have given their service in helping some companies and individual to solve their debts and to return the accessibility to their bank account. I don’t know much for sure how they would do that, but I am certain they are indeed the experts on this field.